Archive for December, 2008

Giving Part I

Happy New Year!

‘Tis the season to be giving. But what if you’re retired and on a limited budget. What if you’re ready to retire and your stocks have plummeted? Your mailbox is full of organizations asking for your money; your phone is ringing with organizations also asking for your monetary help. Now that I’m retired from a J.O.B. and no longer need my suits, I’ve donated many of them to an organization called Suited for Change, which helps low-income women with their wardrobe and professional skills, but even they are now saying that their boutique is full and they need money.

If you need ideas as to how you can make more money (like I did), I’m offering my United States readers a gift, How to Get Rich without Winning the Lottery. Simply send an e-mail to me – nora@noranagatani.com — with your name, mailing address, e-mail address, and phone number and I will mail you the booklet. Please put “Booklet” in the subject line. This booklet may help you decide how to supplement your income.

Next, I will discuss other ways you can give.

Breathe After the Shock

December is here. It’s a time of joy and merriment, but this year in particular, it is also a time of chaos and shock. What with all of the dismal news of the economy and millions getting laid off … half a million just last month … and commercials and advertisements bombarding the air waves and traditional print publications telling us to buy this or buy that and holiday decorations everywhere, it’s hard to escape all of the hustle and bustle. I was laid off twice when I was younger. Both times it was with builders and because of the cyclical nature of real estate. When it happened, it was a total shock.

When you get closer to retirement and you receive the dreaded pink slip, you become less employable. Companies are no longer willing to pay for all of your years of experience when they can hire someone younger at a lower salary. Although it’s difficult and you’re upset, stop. Clear your mind. Here’s a breathing exercise you can do. I learned this in one of my yoga classes, but since then, I’ve seen it several times in print publications. As you get better, you can increase the numbers. This is also a good exercise to lower your blood pressure, something that seems to rise in many people as we get older. Do this several times a day. Anywhere.

1. Inhale slowly to the count of 4.
2. Exhale slowly to the count of 8.

Getting laid off turns out to be a blessing in disguise for many people. I would not be where I am today had that not happened. Some people say they will never have someone else write their check; they will become their own boss.

Check out this free report. You, too, might decide to go into business for yourself.

Have you ever gotten laid off? Tell us what worked for you after the initial shock.